Quality of Life Depends On You, Not Money


Taken from Secrets of the Money Masters

For over two decades we have observed thousands of people spending their money in very haphazard ways. One of our clients was a physician earning over $600,000 a year. By the time he came to Money Mastery for help he was filing bankruptcy for the third time. Contrast his story with a 28-year-old high school teacher that was earning only $21,000 annually but who was able to save $3,000 per year and only had a $50,000 mortgage on his home.

Over many years of analyzing different client incomes, we have found that someone earning, for example, between $200,000 and $400,000 per year doesn’t have any better “quality of life” than someone earning $35,000. These higher income people obviously have better cars, clothing and food, but they don’t necessarily have a better and more secure future to look forward to or better marriages and happier families. Children of these wealthy people often do not even hold their parents in high regard because they have been given everything their whole lives and do not appreciate their parents’ sacrifices.

Consider the man and his wife who stretched their income to purchase an expensive home. After  25 years of paying more for property taxes, more for higher homeowners’ insurance, and more for morgage payments, they determined that they could not save or invest any of their income. In order to retire, they sold their home and moved into a small condominium. Did the larger, more expensive house give them a better life? Did being stressed out over higher costs for the 25 years bring them more happiness?

Did paying $300,000 more in interest expense create better behavior in their children and a more loving atmosphere in the family?

shutterstock_205040407 (800x681)The Secret Principle…

To build a happy family and a more secure financial future, remember this:

It matters not how much you make, only what you do with your money that counts.

The key to success is to:

What’s It Worth?

By implementing these secrets, you will likely save over $100,000 in interest expense alone. Even more importantly, you can save your personal relationships.

Written by MoneyMastery.com

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by Christine Kelly

CEO and Queen Bee | Viral Solutions LLC

Prior to joining Viral Solutions, Christine held executive leadership roles at some of the largest small business consulting firms in the USA. Her experience includes leading direct reports of over 130 remote sales agents who generated $38mm in annual revenue. She obtained her Marketing degree from British Columbia Institute of Technology. Bring her C-Suite experience to your small business. Although our company is virtual, and we can work with you wherever you are located, she is located in Denver, Colorado and owns a second home in Vancouver, BC Canada.


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